The thought of having a fire at your workplace will give you an opportunity to install proper safety and fire extinguishers at your building. With all the precautionary measures, there is still a certainty that your office might get into trouble.
If you have recently witnessed the fire at your office, you will go through a lot of stress. It can be a terrifying event for you as fire can affect your business for weeks or even for months in the worst scenarios.
Contact the insurance company
It is crucial for you to send a report of a fire at your commercial building to the insurance company. First, you can wait for the flames to subside and water to be removed. This way, it will be easy to assess the situation and condition of the area.
You should make the call to the insurance company quickly to avoid delay in the compensation. Later, your insurance company will send their employee or a third-party adjuster for the job to assess the damage to your building, equipment, inventory, and contents.
You can also research the process of compensation and learn how it works during the time as you will also be required proper cleaning, water, and commercial fire damage restoration on time.
Document all the damage
By the time fire stops, the next step you will have to take into consideration is documenting all the damage. You shouldn’t leave any step in the process as it is important for you to prove your claim. Documenting all the damage in a chaotic and stressful situation can be overwhelming for you.
But here are some of the points that you should review:
First, don’t push yourself faster, as it can be emotionally taxing for you. You can take small breaks and divide the task into smaller areas. You can also consult a professional contractor for structural damage at your building. The professional will assess with all the experience about fire damage.
Later the insurance company adjuster will get the quote from the professional contractor.
Choose a convenient way to document
For documenting the damage, it should be easy and convenient. You can make videos and pictures for solid proof. Also, you can write the things and damages referencing the location it has happened.
While covering the damaged area can be stressful for you, you should check the undamaged area for inspection.
You can also manage your time to check the undamaged files in your official cloud. You can also collect the recipient of business damage, which can incur in the recovery process. Usually, these are covered by your insurance company, but if you document them, it will become easy for you to get the compensation.
In the last, cleaning and preparing the business place is necessary. For this, you will need to hire professionals for restoration. These professionals will cost you a high amount which will be paid out of your coverage. If your insurer suggests a restoration company, but you are not comfortable with them, you can cash the money out and hire yourself.